Why You Should Never Settle Before Completing Medical Treatment

Falodun Law
Jul 13
2 min read

Updated: Aug 12

Why You Should Never Settle Before Completing Medical Treatment

After an accident, it’s natural to want to move on quickly. The insurance company may even tempt you with a fast settlement. But settling your personal injury case before finishing your medical treatment can be a costly mistake—one that leaves you under-compensated and unprotected.

Here’s why patience pays off when it comes to your health and your claim.

1. You Don’t Yet Know the Full Extent of Your Injuries

Some injuries take time to fully reveal themselves. What feels like a minor ache today could become chronic pain tomorrow. Until you complete treatment and receive a final diagnosis, there’s no way to accurately assess how your injuries will impact your life long-term.

2. Future Medical Costs Might Be Left Out

Once you settle, your case is closed. You won’t be able to go back and ask for more money—even if new symptoms arise. Settling before treatment ends often means you’ll be left to cover additional expenses out of pocket.

3. Lost Wages and Pain & Suffering Are Harder to Calculate Early

Medical bills are just one piece of your injury claim. Pain, suffering, emotional distress, and lost time at work are also recoverable—but only if they’re documented. Settling early can limit your ability to fully value those losses.

4. The Insurance Company Is Not on Your Side

Insurance companies are motivated to settle quickly—and cheaply. They hope you’ll accept an offer before understanding the true value of your case. Their early offers protect their bottom line, not your future.

5. Your Attorney Can Help You Maximize Compensation

At Falodun Law, we don’t rush cases. We wait until your medical treatment is complete—or your condition is stable—before demanding a full and fair settlement. We work closely with your doctors, monitor your recovery, and fight for the compensation you deserve.

Final Thoughts: Wait for What You Deserve

Your health should come first. Settling too early might bring temporary relief, but it can also leave you with unpaid bills, lingering pain, and financial stress. Be patient. Let us help you recover fully—and then fight for everything you’re owed.