Evidence You Need to Win a Maryland Car Accident Case (And What Insurance Companies Don’t Want You to Know)
- Falodun Law
- Dec 4, 2025
- 4 min read

If you’ve been injured in a car accident in Maryland or Washington, D.C., one truth matters more than anything else:
The stronger your evidence, the stronger your case.
Maryland’s harsh 1% Rule means that if the insurance company can blame you even slightly, they can deny your entire claim. Because of this, insurers fight aggressively to twist the facts in their favor. They will use anything you don’t have documented against you.
Whether your crash happened in Baltimore City, Montgomery County, Prince George’s County, Howard County, Baltimore County, or D.C., you need powerful, airtight evidence that cannot be ignored.
This guide reveals the exact evidence that wins Maryland car accident cases — and the tactics insurance companies hope you never discover.
Why Evidence Matters So Much in Maryland
Maryland is one of only four jurisdictions in the country that still follow pure contributory negligence. Under this brutal rule:
If you are even 1% at fault, you recover nothing.
That’s why gathering the right evidence isn’t optional — it’s the foundation of your entire case.
The 9 Types of Evidence That Win Maryland Car Accident Cases
These are the exact categories of evidence we gather and use to beat insurance companies every day.
1. Photos and Videos from the Scene
This is some of the most important evidence you can collect.
Capture:
Vehicle damage (all angles)
Road conditions
Weather
Traffic signals
Debris and skid marks
License plates
Injuries
Airbag deployment
Even a single photo can destroy the insurance company’s attempt to blame you.
2. Surveillance Footage (The Insurance Company’s Worst Enemy)
Maryland is filled with:
Store cameras
Gas station cameras
Doorbell cameras
Traffic cameras
These recordings can prove:
Speed
Right of way
Impact severity
Traffic light violations
Distracted driving
We send preservation letters immediately to prevent footage from being deleted.
3. Body-Worn Camera (BWC) Footage from Police
If police responded, their cameras often capture:
Driver admissions
Signs of distraction
Witness statements
Officer observations
Roadway evidence
Scene layout
BWC footage regularly breaks liability disputes wide open, especially in:
Baltimore City
Montgomery County
PG County
Howard County
D.C.
4. 911 Recordings
These often capture:
Real-time panic or admissions
Independent witness accounts
The at-fault driver’s first statements
Police dispatch logs
Insurance companies fight hard to keep 911 evidence out — for a reason.
5. Event Data Recorder (Black Box) Download
Most modern cars store:
Speed
Braking
Steering
Throttle position
Seatbelt use
Collision force
This data can prove the other driver:
Was speeding
Never braked
Swerved into you
Hit you at full force
We use forensic experts when needed.
6. Medical Records & Documentation
Clear medical records help prove:
Your injuries
Your pain level
Your treatment consistency
Your prognosis
The need for ongoing care
Missing appointments or inconsistent treatment gives the insurance company ammunition.
7. Witness Statements
Independent witnesses often carry tremendous weight. We gather statements from:
Other drivers
Pedestrians
Business owners
Workers in the area
Bystanders
Witnesses can confirm:
Who had the green light
Who changed lanes
Whether the other driver was speeding
Whether someone was distracted
8. The Police Report
While not always perfect, police report often contain:
Fault assessments
Citations
Driver admissions
Scene diagrams
Roadway analysis
Even when the report isn’t in your favor, it can be successfully challenged.
9. Expert Analysis
In contested liability cases, we may bring in:
Accident reconstructionist
Engineers
Biomechanics experts
Medical experts
Their testimony can make your case undeniable.
Evidence Insurance Companies Do Not Want You to Have
Insurance companies hope you:
Forget to take photos
Don’t request BWC footage
Don’t secure surveillance footage
Don’t see a doctor immediately
Don’t follow up with treatment
Don’t collect witness information
Don’t hire a lawyer early
Why?
Because missing evidence makes it easier for them to use Maryland’s 1% Rule to deny you completely.
What You Should Do Immediately After a Maryland Car Accident
To protect your case, you should:
Take photos
Call 911
Get medical care
Avoid statements to insurance
Collect witness information
Contact an attorney immediately
How Falodun Law Builds Powerful Evidence Packages for Every Client
We take over the entire process and build a complete, bulletproof evidence file by:
✓ Sending preservation letters for surveillance cameras
✓ Requesting BWC and 911 records
✓ Interviewing witnesses immediately
✓ Obtaining crash data and black box downloads
✓ Coordinating with medical providers for documentation
✓ Hiring accident reconstruction experts when needed
Our goal is simple:
Make your case undeniable and eliminate any claim of 1% fault.
Serving Injury Victims Across Maryland & Washington, D.C.
Falodun Law proudly represents clients in:
Baltimore City
Baltimore County
Howard County
Montgomery County
Prince George’s County
Charles County
Anne Arundel County
Washington, D.C.
We know the courts, the local judges, and the insurance tactics used in each jurisdiction.
Contact Falodun Law — Let Us Build the Evidence You Need to Win
Strong evidence wins Maryland car accident cases — and we know exactly how to collect it, protect it, and present it.
Call or Text: (301) 289-7737 Visit Our Website: www.falodunlaw.com Free Consultation — No Fee Unless We Win





