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Evidence You Need to Win a Maryland Car Accident Case (And What Insurance Companies Don’t Want You to Know)

People inspecting car damage while another person fills out insurance form.

If you’ve been injured in a car accident in Maryland or Washington, D.C., one truth matters more than anything else:

The stronger your evidence, the stronger your case.

Maryland’s harsh 1% Rule means that if the insurance company can blame you even slightly, they can deny your entire claim. Because of this, insurers fight aggressively to twist the facts in their favor. They will use anything you don’t have documented against you.

Whether your crash happened in Baltimore City, Montgomery County, Prince George’s County, Howard County, Baltimore County, or D.C., you need powerful, airtight evidence that cannot be ignored.

This guide reveals the exact evidence that wins Maryland car accident cases — and the tactics insurance companies hope you never discover.

Why Evidence Matters So Much in Maryland


Maryland is one of only four jurisdictions in the country that still follow pure contributory negligence. Under this brutal rule:

If you are even 1% at fault, you recover nothing.

That’s why gathering the right evidence isn’t optional — it’s the foundation of your entire case.

The 9 Types of Evidence That Win Maryland Car Accident Cases

These are the exact categories of evidence we gather and use to beat insurance companies every day.

1. Photos and Videos from the Scene

This is some of the most important evidence you can collect.

Capture:

  • Vehicle damage (all angles)

  • Road conditions

  • Weather

  • Traffic signals

  • Debris and skid marks

  • License plates

  • Injuries

  • Airbag deployment

Even a single photo can destroy the insurance company’s attempt to blame you.

2. Surveillance Footage (The Insurance Company’s Worst Enemy)

Maryland is filled with:

  • Store cameras

  • Gas station cameras

  • Doorbell cameras

  • Traffic cameras

These recordings can prove:

  • Speed

  • Right of way

  • Impact severity

  • Traffic light violations

  • Distracted driving

We send preservation letters immediately to prevent footage from being deleted.

3. Body-Worn Camera (BWC) Footage from Police

If police responded, their cameras often capture:

  • Driver admissions

  • Signs of distraction

  • Witness statements

  • Officer observations

  • Roadway evidence

  • Scene layout

BWC footage regularly breaks liability disputes wide open, especially in:

  • Baltimore City

  • Montgomery County

  • PG County

  • Howard County

  • D.C.

4. 911 Recordings

These often capture:

  • Real-time panic or admissions

  • Independent witness accounts

  • The at-fault driver’s first statements

  • Police dispatch logs

Insurance companies fight hard to keep 911 evidence out — for a reason.

5. Event Data Recorder (Black Box) Download

Most modern cars store:

  • Speed

  • Braking

  • Steering

  • Throttle position

  • Seatbelt use

  • Collision force

This data can prove the other driver:

  • Was speeding

  • Never braked

  • Swerved into you

  • Hit you at full force

We use forensic experts when needed.

6. Medical Records & Documentation

Clear medical records help prove:

  • Your injuries

  • Your pain level

  • Your treatment consistency

  • Your prognosis

  • The need for ongoing care

Missing appointments or inconsistent treatment gives the insurance company ammunition.

7. Witness Statements

Independent witnesses often carry tremendous weight. We gather statements from:

  • Other drivers

  • Pedestrians

  • Business owners

  • Workers in the area

  • Bystanders

Witnesses can confirm:

  • Who had the green light

  • Who changed lanes

  • Whether the other driver was speeding

  • Whether someone was distracted

8. The Police Report

While not always perfect, police report often contain:

  • Fault assessments

  • Citations

  • Driver admissions

  • Scene diagrams

  • Roadway analysis

Even when the report isn’t in your favor, it can be successfully challenged.

9. Expert Analysis

In contested liability cases, we may bring in:

  • Accident reconstructionist

  • Engineers

  • Biomechanics experts

  • Medical experts

Their testimony can make your case undeniable.

Evidence Insurance Companies Do Not Want You to Have

Insurance companies hope you:

  • Forget to take photos

  • Don’t request BWC footage

  • Don’t secure surveillance footage

  • Don’t see a doctor immediately

  • Don’t follow up with treatment

  • Don’t collect witness information

  • Don’t hire a lawyer early

Why?

Because missing evidence makes it easier for them to use Maryland’s 1% Rule to deny you completely.

What You Should Do Immediately After a Maryland Car Accident

To protect your case, you should:

  • Take photos

  • Call 911

  • Get medical care

  • Avoid statements to insurance

  • Collect witness information

  • Contact an attorney immediately

How Falodun Law Builds Powerful Evidence Packages for Every Client

We take over the entire process and build a complete, bulletproof evidence file by:

✓ Sending preservation letters for surveillance cameras

✓ Requesting BWC and 911 records

✓ Interviewing witnesses immediately

✓ Obtaining crash data and black box downloads

✓ Coordinating with medical providers for documentation

✓ Hiring accident reconstruction experts when needed

Our goal is simple:

Make your case undeniable and eliminate any claim of 1% fault.

Serving Injury Victims Across Maryland & Washington, D.C.

Falodun Law proudly represents clients in:

  • Baltimore City

  • Baltimore County

  • Howard County

  • Montgomery County

  • Prince George’s County

  • Charles County

  • Anne Arundel County

  • Washington, D.C.

We know the courts, the local judges, and the insurance tactics used in each jurisdiction.

Contact Falodun Law — Let Us Build the Evidence You Need to Win

Strong evidence wins Maryland car accident cases — and we know exactly how to collect it, protect it, and present it.

Call or Text: (301) 289-7737 Visit Our Website: www.falodunlaw.com Free Consultation — No Fee Unless We Win

 
 

Guiding clients through legal challenges to achieve the justice and compensation they deserve. We handle cases involving auto accidents, personal injury, police misconduct, slip and falls, medical malpractice, and other injury-related claims.

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The information provided on this website and blog is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is formed by reading, commenting on, or interacting with this content. Laws vary by jurisdiction, and legal outcomes depend on specific facts and circumstances. You should not act or rely on any information on this site without consulting a qualified attorney for personalized legal guidance. While we strive to provide accurate and up-to-date information, we make no guarantees regarding the completeness, reliability, or applicability of any content. This website and its content are provided "as is" without any warranties, express or implied.

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